Why Would My Workers’ Comp Claim Get Denied?
Workers who suffer injuries while performing their duties or become ill because of the work environment usually benefit from workers’ compensation. In Maryland, the law requires most employers to purchase workers’ compensation insurance for the protection of their employees. This ensures that workers get some form of income even if they can’t work. However, it’s not an automatic award of benefits. Your workers' compensation claim may get denied. This can be a hard blow if you have to take time off work and your bills are piling up. While a rejection of your claim will be disappointing, you can appeal it. The first thing you need to do is understand why the claim was denied. Here, we’ll look at some of the reasons claims get denied and what to do if you receive a claim rejection. A Maryland attorney that handles workers’ comp can help you to fight for the compensation you deserve.
How Workers' Compensation Works in MarylandThe workers’ compensation system provides a range of benefits including:
- Temporary partial disability benefits
- Permanent total disability benefits
- Permanent partial disability benefits
- Vocational rehabilitation
- Wage replacement
Why a Workers’ Compensation Claim May Get DeniedAs any Maryland workers’ comp attorney will tell you, there are many reasons why a claim may be denied. It could be because:
- You failed to file the claim in time
- Your employer doesn’t believe the injury or illness occurred at work
- You or your employer made a mistake on the claim form
- Injured yourself intentionally
- Weren’t using the required safety equipment when the accident occurred
- Were under the influence of drugs or alcohol.