What is Meant by Accidental Injury for a Workers’ Comp Claim?
Chapter 7: What is Meant by Accidental Injury for a Workers’ Comp Claim? The Maryland Workers’ Compensation Act provides a way for employees injured at work to obtain medical treatment and other benefits. While workers’ compensation insurance covers most injuries sustained on the job, not all injuries are eligible for workers’ compensation benefits. The Maryland Workers’ Compensation Act defines “accidental personal injury” as:
- An accidental injury arising out of and in the course of employment;
- An injury resulting from the negligent or willful act of a third party directed against a covered employee in the course of employment; or,
- An infection or disease resulting from an accidental injury during the course of employment, including an occupational disease, sunstroke, or frostbite.