Social Security Disability is available for individuals who are unable to work because of a disability. The Social Security Administration (SSA) administers two different Social Security Disability programs. Each program has different requirements and pays different amounts. One of our Maryland Disability attorneys can help you complete the application for benefits to determine which program you may qualify for to receive benefits.
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DEFINITION OF DISABLED FOR SOCIAL SECURITY DISABILITY PURPOSES
The SSA defines disabled differently from other government agencies. You do not need to be completely disabled to qualify for disability benefits. You only need to meet the definition of disabled and the other eligibility requirements for the specific program.
To be considered disabled, you must:
- Have a medically determinable mental or physical impairment;
- Which is expected to be fatal or last for more than 12 months; and,
- That prevents you from engaging in a substantial gainful activity (SGA).
The SSA has a lengthy list of medical and mental conditions that might qualify as a disability. You can have a condition on the list without meeting the definition of disabled. The condition is evaluated based on a complex set of conditions that determine if the condition prevents you from performing any SGA.
An SGA is an activity that earns income. You can earn below a certain amount each month and still qualify for Social Security Disability. The amount you can earn and qualify for disability benefits is adjusted each year.
SSDI VS. SSI BENEFITS
SSI and SSDI are the two disability programs available for disabled individuals. SSI or Supplemental Security Income is for low-income individuals who have not worked enough hours to qualify for SSDI. You must meet strict income requirements in addition to being disabled to qualify for SSI.
SSDI or Social Security Disability Insurance is available to workers who become disabled. To qualify for SSDI, you must have earned a minimum number of work credits. You can earn up to four work credits (one credit every quarter) per year when you earn a minimum amount of money each quarter. The number of work credits you must earn to qualify for SSDI benefits is based on several factors, including your age.
APPLYING FOR SOCIAL SECURITY DISABILITY BENEFITS
The above discussion of disability benefits is only a brief review of some of the requirements for receiving disability payments. Many applicants are denied for disability benefits because the application process can be overwhelming and complex.
A Maryland Social Security Disability attorney can help you complete your application and avoid some of the common mistakes that result in a denial of disability benefits. An attorney can also help you appeal a denial of disability benefits.
FREE CASE REVIEWS FROM EXPERIENCED MARYLAND SOCIAL SECURITY DISABILITY ATTORNEYS
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