- March 9, 2021
How Long Before I Can Collect Workers’ Compensation in Baltimore?
If you get into an accident during work hours and have injuries or illnesses, you should get workers' compensation. It is a legal and essential requirement for every business with employees.
The 2010 Maryland Code for Labor and Employment defines workers’ compensation as the money payable as coverage to an employee. It includes the dependents of the employee. The coverage is for injuries, accidents, diseases, or work-related infections.
Every employer should have workers’ compensation coverage for their employees. Providing this coverage protects the employees. It enables employers to comfortably compensate for workplace injuries, illnesses, or even death.
What Injuries Are Covered by Workers’ Compensation?
Not all injuries suffered while at work will qualify for workers’ compensation. For an injury to qualify as a workplace injury, it must be accidental. It must occur during working hours, in the course of employment, or as a direct result of the job. Typically, workers’ compensation covers the following:- Loss of limb
- Illness resulting from the work environment
- Repetitive motion injuries
- Medical treatment
- Lost wages
- Rehabilitation
- Death
- Permanent impairment
- Liability insurance
- Strains and sprains accounted for 30% of claims
- Cuts and punctures for 19%
- Inflammation was 5%
- Contusion was 12%
- Fractures were 5%
Types of Workers Compensation Benefits
Work-related injuries can take a huge financial toll on workers. Employees often fail to seek the full workers’ compensation benefit available to them. That’s why you need an experienced workers’ comp attorney. Workers’ compensation is in different categories, and it’s essential to understand what may be available for you. Possible workers compensation according to the law include:- Medical benefits
- Wage loss reimbursement
- Vocational rehabilitation
- Death and funeral benefits
- Partial permanent disability benefits
- Permanent total disability benefits
- Temporary total disability
- Temporary partial disability
- Hernias
- Occupational deafness
- Permanent disability due in part to pre-existing illness or disease