Can My Family Get Compensation If I Die in a Work-Related Accident?
Maryland’s workers’ compensation system protects workers who suffer a work-related accident or illness. In most cases, workers get the treatment they need and they can return to work. If they can’t return to the same job, they may benefit from vocational rehabilitation so they can perform duties in keeping with their abilities. Those workers who can’t do any type of work because of disability are compensated accordingly. Unfortunately, some workers succumb to their injuries from a work-related accident or illness. If your condition is serious, you may be worried about how your family will manage if you pass away. No one wants to think about this but it’s a genuine concern especially if you were the main breadwinner in your household. Losing a loved one is always tough, but the sudden loss of financial support can make the loss even harder to bear. Fortunately, family members may be entitled to death benefits under the state’s workers’ comp system.
Who is Eligible to Claim Death Benefits in Maryland?A family member who wants to get compensation will need to prove that they were dependent on your income. The dependency of a relative is determined based on the situation at the time of the work-related accident. If the worker succumbed to an occupational illness, dependency is determined by the date on which the condition caused the disability that led to death. A family member would not be eligible for benefits if they became dependent after the worker became eligible for workers’ comp. The only exception is the worker’s child if they are born after that date. The parents must have been married when the disability caused by the disease started. Meanwhile, a surviving spouse may not be able to get death benefits if they deserted the deceased worker. They may also be ineligible if:
- the couple got married after the injury or after the onset of disability due to the illness; and
- the couple doesn’t have dependent offspring