Do I Need a Maryland Attorney for an Examination Under Oath in a Personal Injury Case?
Yes, you definitely need a personal injury lawyer before you appear at an Examination Under Oath or EUO. The outcome of an EUO can have a significant impact on your personal injury claim. Unfortunately, it may not be the outcome you desire. Before you face an EUO alone, we strongly urge you to contact our office to consult with one of our Maryland personal injury lawyers. We accept personal injury cases on a contingency fee basis and do not charge extra for representing clients at an EUO.
What is an Examination Under Oath?An Examination Under Oath (EUO) is like a deposition, but much more formal and detailed. Insurance companies use an EUO as an investigative tool to gather more information about a claim. Some of the reasons why an insurance company may demand an EUO include:
- The company suspects fraud and wants to use the EUO to gather information to investigate the fraud;
- The company suspects that you may have exaggerated your injuries or losses;
- To try to determine if the information or statement you gave to the adjuster immediately after the accident has changed;
- The company wants to force you to commit to a statement of facts that it can use later to impeach your testimony in court if you change any part of your testimony;
- The insurance company is trying to get as much information as possible to evaluate the claim to decide if it should settle the claim or proceed to a trial;
- The company is comparing your testimony to the information it has gathered from other sources such as eyewitnesses, public records, etc.; and,
- The insurance company wants to judge how credible of a witness you may appear to a judge or jury, including how you answer questions, whether you appear honest or likable, and whether you can be easily rattled or angered during questioning.
How Can an Attorney Help Me Prepare for an Examination Under Oath?An EUO could last for several hours and cover many subjects. Because the subjects covered during an EUO can be broad and complex, it is usually in your best interest to have an attorney help you prepare for the EUO. You want to do a good job and answer each question carefully and thoughtfully. Remember, this process is not amicable. The attorney asking the questions represents the insurance company’s best interest. He is not asking questions to help you strengthen your claim. Therefore, hiring a Maryland accident attorney who has experience preparing clients for EUOs can be very beneficial for you. Some of the steps our Parkville injury lawyers take when preparing our clients for an Examination Under Oath include:
- We review the process for the EUO, including any rules or procedures that will be followed during the examination;
- Our lawyers review the topics that might be discussed and potential questions that might be asked;
- We help clients anticipate how they would respond to various questions so that they can provide clear, concise answers to questions during the examination;
- Our lawyers review techniques that the attorney for the insurance company may use during the examination to rattle or frustrate a witness; and,
- We review and organize various documents that may be required or requested by the insurance company during the EUO.